Hi, my name’s Ryan Sauvé and I’m a Mortgage Associate here in Calgary. More people than ever these days are using the services of a Calgary mortgage broker to finance their homes. Given this growing trend, I’d like to address the question I get asked the most in my line of work. That question being, “Why choose a Calgary mortgage broker instead of a bank”. Here are 3 reason why using a Calgary mortgage broker is preferable to going to a bank for your mortgage needs.
Banks will only offer you their best rate. Even if they knew that another bank was offering a better rate, they wouldn’t go out of their way to tell you because they don’t want to lose your business. A Calgary mortgage broker, on the other hand, not only knows what each bank’s rates are, but also has access to each bank’s special brokerage rates, which is often better than what someone would receive if they walked into a bank and asked for a mortgage.
A Calgary mortgage broker has access to products from most if not all major banks, credit unions, trust companies, finance companies, and private lenders. With such a wide offering of products available at their disposal, mortgage brokers are better positioned to match those available products with their clients’ specific needs.
I’ll be honest here, referrals and repeat business is a key factor in every Calgary mortgage broker’s success. As such, mortgage brokers differentiate themselves from banks by not only making themselves available outside of traditional business hours, but also periodically following up with clients throughout the term of the mortgage, after the papers have been signed.
At S&R Mortgage Group, we have access to discounted lender rates that are available only to top performing brokerages. And with access to over 40 lenders, I’ll find the right product that fits your specific needs. And I mean it when I say that I look forward to providing you with the exceptional customer service you should come to expect when dealing with a mortgage professional. Give me a call at 403-389-4166 or contact me via the Contact Me page for more information. I look forward to hearing from you.